When to Replace a Hail Damaged Roof
If your asphalt shingle roof has been damaged in a hail storm, it may seem like the obvious time to replace the roof is “right now”. Naturally, a homeowner with a hail damaged roof is inclined to have the roof replaced as soon as possible, but avoid letting the pressure of getting the roof replaced quickly result in bad decision making.
Unlike other types of roof damage, in most cases of roof hail damage a homeowner has a little time to work with. Wind damage that causes the roof to leak calls for at a minimum an immediate temporary repair to prevent water intrusion and further damage to the roof. Having the roof repaired or replaced as soon as possible is important for wind damage and similar storm damage.
On the other hand, hail damage usually does not cause the roof to begin leaking immediately. Most hail damage stems from the loss of protective granules which greatly shortens the useful life of the roof. The ceramic granules on the exterior of asphalt shingles protect against sun exposure which dry out the shingles. When a hailstorm dislodges a significant quantity of these protective granules, the shingles will begin to dry out and become brittle. Once this happens, it’s only a matter to time before the roof fails and starts to leak.
However, this process won’t happen overnight. It will take a couple months before the roof fails which gives you enough time to find a good local roofing contractor to handle the roof replacement. Instead of letting a fly-by-night roofing contractor do the job because they are the only one available, it’s worth the wait for a reputable local roofer. In a few months all the storm chasers and out of town roofers will have moved on, but your local roofer will still be around to handle your reroofing project.
Consider Impact Resistant Roofing
Many homeowners have experienced the frustration of having to replace a hail damaged roof that was only a few years old. In many cases, homeowners have had to replace their roof two or three times during the course of ten to 15 years due to hail damage. Although most of the cost of a hail damaged roof replacement is usually covered by homeowner’s insurance, it makes sense to consider upgrading to impact resistant roofing materials if your home is located in an area prone to hail storms.
Your roofing contractor can provide more information about the options that are available for your home, but impact resistant roofing includes high quality composition asphalt shingles, metal roofing, slate and tile roofing. Impact resistant roofing costs a bit more than standard roofing materials, but it provides much better protection from the elements and lasts much longer than standard roofing.
By upgrading to impact resistant roofing, you can avoid having to pay the deductible every time your roof is replaced due to hail damage, wind damage and other storm damage. In addition, insurance rates are set by the frequency of claims in a certain area. By installing impact resistant roofing, you will be helping to lower the incidence of claims in your area and keeping insurance rates in check.
Also, your homeowner’s insurance carrier may offer a discounted rate to homeowners who install impact resistant roofing. Check with your insurance carrier to see if your home qualifies for a lower rate. Finally, your impact resistant roof will provide superior protection to your home for decades, saving you money in the long run.